The Freedom From Debt Blog

As more and more people turn to the internet for their shopping, research, and various other needs, the popularity of online debt consolidation sites (and spam) has skyrocketed.  We generally recommend speaking with an accredited credit counselor who can answer questions, walk you through the process, and help you decide whether consolidating your credit cards [...]

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Many of us at one time or another have found ourselves in a position of needing help to pay the bills.  Whether it’s mounting medical bills, rising credit card debt, or simply unexpected expenses, it can be very overwhelming when you do not know where to turn for help.  Many people either panic or simply ignore [...]

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Maybe you overspent your budget over the holidays, or maybe you have been struggling with credit card debt for several months now.  Whatever your situation, if you are in over your head in debt and dread seeing your credit card bills every month, you might be able to benefit from credit card consolidation.  Consolidating your credit [...]

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Everyone knows that making late payments on your credit cards can lead to increased interest rates and higher payments.  Most people also realize that a lower credit score will cost you whenever you finance a car or a home.  However, there are other consequences of a low credit score that most consumers remain unaware of. [...]

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With the recent mortgage crisis and current wave of foreclosures, many homeowners are now facing the prospect of losing their homes.  Many of these homeowners are looking anywhere they can for help, but most do not know where to turn. Unfortunately, many unscrupulous businesses are preying on the vulnerability and desperation of many of these [...]

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While this blog normally tends to focus on strategies for getting out of debt, this post is to help those of you who are NOT in debt avoid it completely.  If you are trying to rebuild your credit, you may want to read this advice as well.  Pay off your balances every month – avoid wasting [...]

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